Dubai Land Department records show 3,064 mortgage registrations completed across the emirate in June 2026, together worth AED 9.6 billion in new lending. That works out to an average registered loan of about AED 3,127,000.
Compared with the previous month, the number of mortgages was 7.3% down (from 3,305 registrations), while the total value of lending moved down 44.4%. Mortgage registration volume is one of the clearest signals of financed demand in the market — it shows how many buyers are actually completing purchases with bank support rather than cash.
By location, Jumeirah Village Circle led borrowing activity with 235 mortgages over the month. By property type, apartments & units accounted for roughly 58% of all mortgage registrations. On loan size, the Under AED 1M band was the most common, at about 33% of registrations — a useful benchmark for how much buyers are typically borrowing.
Where borrowers are buying — top areas
| # | Area | Mortgages | Lending | Share |
|---|---|---|---|---|
| 1 | Jumeirah Village Circle | 235 | AED 371 million | 7.7% |
| 2 | Al Hebiah Fifth | 147 | AED 302 million | 4.8% |
| 3 | Business Bay | 146 | AED 388 million | 4.8% |
| 4 | Al Furjan | 140 | AED 229 million | 4.6% |
| 5 | Madinat Hind 4 | 104 | AED 122 million | 3.4% |
| 6 | Dubai Sports City | 93 | AED 186 million | 3.0% |
| 7 | Dubai Marina | 90 | AED 149 million | 2.9% |
| 8 | Dubai Hills | 84 | AED 316 million | 2.7% |
Mortgage registrations by DLD area over the period. Share is of all Dubai mortgage registrations. Common market names shown.
What is being mortgaged — property type
| Property type | Mortgages | Share |
|---|---|---|
| Apartments & units | 1,766 | 57.6% |
| Land plots | 889 | 29.0% |
| Whole buildings | 409 | 13.3% |
Loan size bands
| Registered value | Mortgages | Share |
|---|---|---|
| Under AED 1M | 1,008 | 32.9% |
| AED 1–2M | 958 | 31.3% |
| AED 2–3M | 514 | 16.8% |
| AED 3–5M | 333 | 10.9% |
| AED 5–10M | 131 | 4.3% |
| AED 10M+ | 120 | 3.9% |
Distribution by registered transaction value. A guide to typical borrowing sizes; individual loan amounts depend on down payment and lender.
What this means for your mortgage
Our view: with 3,064 mortgages registered in June 2026, financed demand in Dubai remains a core part of the market, and the spread of loan sizes shows there is genuine activity well beyond the prime segment. Whether rates are rising or steady, the buyers who move with confidence are the ones who know their budget before they shop. We recommend starting with our mortgage eligibility calculator to size your borrowing, and we can run a free desktop valuation on any specific building for you.