More than a rate quote: We guide your credit eligibility end to end — so you apply to the right bank, at the right time, across Dubai and the UAE.
Switch for a lower rate, better terms and eligible cashback — we run the numbers first.
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Unlock cash from a property you own — investment, renovation or liquidity — without selling.
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Off-plan handover, developer buyout or loan transfer — the right facility before keys.
Know more →Local expertise, bank access and a process built around your profile — not a one-size template.
On eligible products and campaigns — we show what you qualify for.
Check eligibility — expert reviewBuy at professional valuation — not inflated asking prices alone.
We compare lenders and negotiate the rate that fits your case.
A decade of local market experience — not off-the-shelf advice.
Loan structure matched to your income, residency and goals.
Expat and non-resident pathways we know inside out.
We strengthen your profile before the bank reviews your file.
Start online in minutes; we move your case quickly once you're ready.
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UAE residents, expats, non-resident investors, first-time buyers, upgraders and landlords refinancing existing UAE mortgages.
Receive a digital pre-approval and your personalised rate in minutes.
Get pre-approved →From multi-bank pre-approval and credit readiness to valuation, refinance, cashback and residency — we stay with you end to end.
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We ordered a valuation before the offer — that report let us renegotiate and buy at a fairer price.
Bought through a MOVA partner agent and received AED 41,000 cashback — clear from day one.
We valued two units and picked the one that made financial sense. No guesswork.
We got a valuation first — that let us renegotiate with the seller and buy with confidence.
We valued a few different properties and chose the one that made the most sense financially.
We bought through a MOVA partner agent and received AED 45,000 cashback — explained clearly upfront.
Very professional service from first call to handover. Everything felt organised and calm.
The process was surprisingly easy. Documents, steps and timelines were clear the whole way.
AED 36,500 cashback after completion. Fees and eligibility were explained before we committed.
Desktop valuation first, then we renegotiated with the seller. Confidence instead of pressure.
No hidden costs — fees and next steps were transparent before we committed.
Everything was transparent. We always knew what was happening and what came next.
Partner agents + valuation support made the purchase feel simple — and we got AED 28,000 cashback.
Professional end to end. Easy process, no surprises, and clear communication throughout.
Desktop valuation before the offer saved us weeks of back-and-forth with the seller.
We compared three options with MOVA and picked the property with the strongest numbers.
Partner purchase + cashback of AED 28,000. Transparent numbers, easy process.
Valuation support and cashback on the same journey — professional, clear, no surprises.
Cashback of AED 32,000 landed after completion — exactly as our advisor outlined.
No surprise fees at the end. Every cost was on the table before we signed.
Our partner agent and MOVA advisor worked as one team — smooth from viewing to keys.
We renegotiated after the valuation report. The seller accepted a fairer price.
AED 19,500 cashback on an eligible product — process was easy and professional.
We valued two units in the same building and avoided overpaying for the wrong one.
Explore the most financed communities across the Emirates.
Avg. AED 2.1M · +8.4% YoY
Avg. AED 1.7M · +6.1% YoY
Avg. AED 8.9M · +11.2% YoY
Avg. AED 780K · +9.7% YoY
Avg. AED 1.4M · +7.3% YoY
Avg. AED 1.9M · +5.8% YoY
Avg. AED 3.2M · +7.1% YoY
We only recommend properties that have completed MOVA's independent valuation — helping you buy at the right price and earn returns based on real market value.
Free, fast and with no obligation. An advisor will call you within one business day.
MOVA is a UAE digital mortgage and property advisory platform. We help buyers in Dubai and across the Emirates secure home financing, purchase independently valued property, and apply for the Golden Visa through eligible real estate investment — all with one dedicated advisor.
Start with MOVA's calculator for a quick estimate, then request free pre-approval. We compare offers from 25+ UAE banks, negotiate the rate on your behalf, and manage the paperwork end to end — from application to final disbursement.
UAE residents can typically finance up to 80% of a property's value on a first home, while non-residents are usually limited to around 75%. Your exact loan-to-value depends on the bank, your income, and the property type and price.
MOVA's advisory service is free. You should still budget for standard third-party costs: the DLD transfer fee (4% of the price in Dubai), a property valuation fee, and a bank processing fee (usually up to about 1% + VAT). We always show every cost upfront — no surprises.
Yes. A property investment of AED 2 million or more can qualify you for a 10-year UAE Golden Visa, and eligible mortgaged purchases count too. MOVA guides you through the financing, documentation and application steps.
You can receive an indicative pre-approval within minutes using our tools. Formal bank pre-approval usually follows within 1–3 business days and is typically valid for around 60 days, giving you time to find the right home.
Yes. Many UAE banks lend to non-resident investors buying in Dubai and the UAE, commonly up to about 75% loan-to-value on a first purchase. Terms vary by bank and nationality, and MOVA finds the lenders most likely to approve you.
We recommend only homes that have passed an independent valuation, so you buy at fair market value rather than an inflated asking price. This protects your deposit, supports a smoother mortgage approval, and gives a realistic view of rental yield.
Leave your details — a MOVA advisor will get back to you within one business day.