Dubai Land Department records show 9,772 mortgage registrations completed across the emirate over Q2 2026, together worth AED 41.4 billion in new lending. That works out to an average registered loan of about AED 4,236,000.
Compared with the previous quarter, the number of mortgages was 3.8% down (from 10,154 registrations), while the total value of lending moved down 30.7%. Mortgage registration volume is one of the clearest signals of financed demand in the market — it shows how many buyers are actually completing purchases with bank support rather than cash.
By location, Madinat Hind 4 led borrowing activity with 412 mortgages over the quarter. By property type, apartments & units accounted for roughly 57% of all mortgage registrations. On loan size, the Under AED 1M band was the most common, at about 33% of registrations — a useful benchmark for how much buyers are typically borrowing.
Where borrowers are buying — top areas
| # | Area | Mortgages | Lending | Share |
|---|---|---|---|---|
| 1 | Madinat Hind 4 | 412 | AED 504 million | 4.2% |
| 2 | Jumeirah Village Circle | 406 | AED 530 million | 4.2% |
| 3 | Al Hebiah Fifth | 392 | AED 762 million | 4.0% |
| 4 | Jumeirah Village Circle (JVC) | 336 | AED 515 million | 3.4% |
| 5 | Jebel Ali | 314 | AED 722 million | 3.2% |
| 6 | Al Yelayiss 2 | 272 | AED 298 million | 2.8% |
| 7 | Business Bay | 246 | AED 583 million | 2.5% |
| 8 | Wadi Al Safa 5 | 227 | AED 723 million | 2.3% |
Mortgage registrations by DLD area over the period. Share is of all Dubai mortgage registrations. Common market names shown.
What is being mortgaged — property type
| Property type | Mortgages | Share |
|---|---|---|
| Apartments & units | 5,562 | 56.9% |
| Land plots | 2,475 | 25.3% |
| Villas | 945 | 9.7% |
| Whole buildings | 790 | 8.1% |
Loan size bands
| Registered value | Mortgages | Share |
|---|---|---|
| Under AED 1M | 3,264 | 33.4% |
| AED 1–2M | 3,102 | 31.7% |
| AED 2–3M | 1,501 | 15.4% |
| AED 3–5M | 1,103 | 11.3% |
| AED 5–10M | 415 | 4.2% |
| AED 10M+ | 387 | 4.0% |
Distribution by registered transaction value. A guide to typical borrowing sizes; individual loan amounts depend on down payment and lender.
What this means for your mortgage
Our view: with 9,772 mortgages registered over Q2 2026, financed demand in Dubai remains a core part of the market, and the spread of loan sizes shows there is genuine activity well beyond the prime segment. Whether rates are rising or steady, the buyers who move with confidence are the ones who know their budget before they shop. We recommend starting with our mortgage eligibility calculator to size your borrowing, and we can run a free desktop valuation on any specific building for you.