Mortgage Calculator
Use the free calculator to estimate your monthly mortgage payment. We compare 25+ UAE banks and take care of the rest.
FAQ — Mortgage Calculator UAE
How does the Mortgage Calculator work?
Enter purchase price, residency, down payment, loan amount, term and interest rate. We estimate the monthly installment on a reducing-balance basis and show indicative upfront costs.
Is the monthly payment exact?
No — rates and products differ by bank. The result is indicative. MOVA can compare live offers across lenders.
What down payment is typical in the UAE?
Guidance often starts around 15% for UAE nationals and 20% for residents on a first ready home under AED 5 million. Non-residents typically need about 40% down.
How is this different from the Eligibility Calculator?
This calculator estimates the monthly payment from price, deposit, rate and term. The Eligibility Calculator is a full guided profile from income and debts that can submit to MOVA.
Is this calculator binding?
No — figures are indicative. Property valuation, credit history and bank policy determine your final offer. Request MOVA pre-approval for a personalised review.
Buying with this payment?
The same calculator sits on the new purchase page, with the deposit rules and the documents.
Start my pre-approval