As of Q3 2026, Dubai Land Department records show 11,321 mortgage registrations completed across the emirate over Q3 2026, together worth AED 45.3 billion in new lending. That works out to an average registered loan of about AED 3,999,000.
Compared with the previous quarter, the number of mortgages was 15.9% up (from 9,772 registrations), while the total value of lending moved up 9.4%. Mortgage registration volume is one of the clearest signals of financed demand in the market — it shows how many buyers are actually completing purchases with bank support rather than cash.
By location, Jumeirah Village Circle led borrowing activity with 851 mortgages over the quarter. By property type, apartments & units accounted for roughly 57% of all mortgage registrations. On loan size, the Under AED 1M band was the most common, at about 32% of registrations — a useful benchmark for how much buyers are typically borrowing.
Where borrowers are buying — top areas
| # | Area | Mortgages | Lending | Share |
|---|---|---|---|---|
| 1 | Jumeirah Village Circle | 851 | AED 1.1 billion | 7.5% |
| 2 | Jebel Ali | 488 | AED 1.1 billion | 4.3% |
| 3 | Business Bay | 471 | AED 2.4 billion | 4.2% |
| 4 | Al Furjan | 433 | AED 898 million | 3.8% |
| 5 | Al Hebiah Fifth | 424 | AED 897 million | 3.7% |
| 6 | Dubai Marina | 371 | AED 1.2 billion | 3.3% |
| 7 | Madinat Hind 4 | 369 | AED 440 million | 3.3% |
| 8 | Dubai Sports City | 303 | AED 336 million | 2.7% |
Mortgage registrations by DLD area over the period. Share is of all Dubai mortgage registrations. Common market names shown.
What is being mortgaged — property type
| Property type | Mortgages | Share |
|---|---|---|
| Apartments & units | 6,454 | 57.0% |
| Land plots | 3,252 | 28.7% |
| Whole buildings | 1,615 | 14.3% |
Loan size bands
| Registered value | Mortgages | Share |
|---|---|---|
| Under AED 1M | 3,624 | 32.0% |
| AED 1–2M | 3,564 | 31.5% |
| AED 2–3M | 1,916 | 16.9% |
| AED 3–5M | 1,315 | 11.6% |
| AED 5–10M | 447 | 3.9% |
| AED 10M+ | 455 | 4.0% |
Distribution by registered transaction value. A guide to typical borrowing sizes; individual loan amounts depend on down payment and lender.
What this means for your mortgage
Our view: with 11,321 mortgages registered over Q3 2026, financed demand in Dubai remains a core part of the market, and the spread of loan sizes shows there is genuine activity well beyond the prime segment. Start with our Dubai mortgage options and a free mortgage pre-approval so you know the budget before you shop.
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