As of September 2026, Dubai Land Department records show 3,858 mortgage registrations completed across the emirate in September 2026, together worth AED 16.1 billion in new lending. That works out to an average registered loan of about AED 4,168,000.
Compared with the previous month, the number of mortgages was 13.2% up (from 3,407 registrations), while the total value of lending moved up 30.2%. Mortgage registration volume is one of the clearest signals of financed demand in the market — it shows how many buyers are actually completing purchases with bank support rather than cash.
By location, Jumeirah Village Circle led borrowing activity with 259 mortgages over the month. By property type, apartments & units accounted for roughly 58% of all mortgage registrations. On loan size, the Under AED 1M band was the most common, at about 32% of registrations — a useful benchmark for how much buyers are typically borrowing.
Where borrowers are buying — top areas
| # | Area | Mortgages | Lending | Share |
|---|---|---|---|---|
| 1 | Jumeirah Village Circle | 259 | AED 376 million | 6.7% |
| 2 | Business Bay | 176 | AED 1.7 billion | 4.6% |
| 3 | Al Hebiah Fifth | 142 | AED 300 million | 3.7% |
| 4 | Al Hebiah Sixth | 137 | AED 289 million | 3.6% |
| 5 | Dubai Marina | 127 | AED 445 million | 3.3% |
| 6 | Madinat Hind 4 | 120 | AED 140 million | 3.1% |
| 7 | Al Furjan | 119 | AED 179 million | 3.1% |
| 8 | Dubai Sports City | 111 | AED 165 million | 2.9% |
Mortgage registrations by DLD area over the period. Share is of all Dubai mortgage registrations. Common market names shown.
What is being mortgaged — property type
| Property type | Mortgages | Share |
|---|---|---|
| Apartments & units | 2,229 | 57.8% |
| Land plots | 1,014 | 26.3% |
| Whole buildings | 615 | 15.9% |
Loan size bands
| Registered value | Mortgages | Share |
|---|---|---|
| Under AED 1M | 1,238 | 32.1% |
| AED 1–2M | 1,151 | 29.8% |
| AED 2–3M | 655 | 17.0% |
| AED 3–5M | 473 | 12.3% |
| AED 5–10M | 171 | 4.4% |
| AED 10M+ | 170 | 4.4% |
Distribution by registered transaction value. A guide to typical borrowing sizes; individual loan amounts depend on down payment and lender.
The largest villa mortgages — September 2026
| # | Home | Area | Registered area | Mortgage |
|---|---|---|---|---|
| 1 | Mohammed Bin Rashid Al | Mbr District 1 | 8,299 sq ft | AED 16.1M |
| 2 | District One West | Mohammed Bin Rashid City | 9,234 sq ft | AED 10.2M |
| 3 | Chorisia 2 Villas | Al Barari | 4,758 sq ft | AED 9.8M |
| 4 | The Lakes Ghadeer | The Lakes | 6,918 sq ft | AED 6.3M |
| 5 | Al Barari Villas | Al Barari | 1,935 sq ft | AED 6M |
The largest apartment mortgages — September 2026
| # | Home | Area | Registered area | Mortgage |
|---|---|---|---|---|
| 1 | Atlantis The Royal Residences | Palm Jumeirah | 4,741 sq ft | AED 30M |
| 2 | Serenia Living | Palm Jumeirah | 6,407 sq ft | AED 19.6M |
| 3 | The Royal Atlantis | Palm Jumeirah | 2,962 sq ft | AED 18M |
| 4 | Marina Residence | Palm Jumeirah | 10,254 sq ft | AED 15.4M |
| 5 | Six Senses Residences | Palm Jumeirah | 6,103 sq ft | AED 15M |
Largest new mortgage registrations of the month by registered mortgage value (DLD); modifications and transfers are not counted. Portfolio and multi-unit mortgages, and records above the project's own price range, are excluded. One home per project; no unit numbers.
What this means for your mortgage
Our view: with 3,858 mortgages registered in September 2026, financed demand in Dubai remains a core part of the market, and the spread of loan sizes shows there is genuine activity well beyond the prime segment. Start with our Dubai mortgage options and a free mortgage pre-approval so you know the budget before you shop.
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