Payment Calculator

Estimate your monthly mortgage installment from property value, down payment, interest rate and term.

Payment Calculator

Indicative 3.99% p.a.

Enter the details to calculate.

How many years will you repay?
YEARS

How to read the numbers

Finance amount

Property value minus your down payment — the loan principal used for the installment estimate.

Monthly installment

Principal and interest on a reducing-balance schedule for the term and rate you entered.

Need borrowing power?

Use the Mortgage Calculator for income-based max loan, or the Eligibility Calculator for a full guided profile.

FAQ — Payment Calculator UAE

How does the Payment Calculator work?

Enter property value, down payment, interest rate and loan term. We estimate finance amount, monthly installment and total interest on a reducing-balance basis.

Is the monthly installment exact?

No — rates and products differ by bank. The result is indicative. MOVA can compare live offers across lenders.

What down payment is typical in the UAE?

Guidance often starts around 15% for UAE nationals and 20% for expats on properties under AED 5 million, with higher deposits in other cases.

How is this different from the Mortgage Calculator?

Payment Calculator estimates installment from price, deposit, rate and term. Mortgage Calculator focuses on how much you can borrow from income (DBR and LTV).