Payment Calculator
Monthly installment estimate · all amounts in AED
Indicative · reducing balance · not a bank offer
Excludes life and property insurance.
Payment Calculator
Estimate your monthly mortgage installment from property value, down payment, interest rate and term.
How to read the numbers
Finance amount
Property value minus your down payment — the loan principal used for the installment estimate.
Monthly installment
Principal and interest on a reducing-balance schedule for the term and rate you entered.
Need borrowing power?
Use the Eligibility Calculator to see how much you can borrow from your income and debts.
FAQ — Payment Calculator UAE
How does the Payment Calculator work?
Enter property value, down payment, interest rate and loan term. We estimate finance amount, monthly installment and total interest on a reducing-balance basis.
Is the monthly installment exact?
No — rates and products differ by bank. The result is indicative. MOVA can compare live offers across lenders.
What down payment is typical in the UAE?
Guidance often starts around 15% for UAE nationals and 20% for expats on properties under AED 5 million, with higher deposits in other cases.
How is this different from the Mortgage Calculator?
The Payment Calculator and Mortgage Calculator both estimate the monthly installment from price, deposit, rate and term. Use the Eligibility Calculator for income-based borrowing power.