Why get pre-approved first?
A mortgage pre-approval tells you exactly how much a UAE bank will lend before you start viewing homes. It strengthens your offer with sellers, prevents you from falling in love with a property outside your budget, and speeds up the final approval once you're ready to buy. MOVA's soft pre-approval has no impact on your credit score.
Know your real budget
See your maximum loan across 25+ banks based on income and Debt Burden Ratio.
Offer with confidence
Sellers and agents take pre-approved buyers more seriously.
No credit score impact
Our soft check is obligation-free and won't affect your credit profile.
What you'll need
Have these ready to speed up your pre-approval:
- ✓Passport and Emirates ID (or visa page for non-residents)
- ✓Recent salary certificate or proof of income
- ✓Last 3–6 months' bank statements
- ✓Details of any existing loans or credit cards
How it works
Share your details
Complete the short form above — it takes under two minutes.
Advisor callback
A MOVA advisor calls within one business day to confirm your profile.
Get pre-approved
We match you to the best bank and secure your pre-approval.